Motor insurance alternatives: removal of deposit and security options

Consultation opened on 07 August 2018. Closing date 02 October 2018.


The Department of Transport and the Department for Infrastructure are seeking views on a proposal to remove two existing alternatives to conventional motor insurance allowed under the Road Traffic Act 1988 in Great Britain and the Road Traffic Order 1981 in Northern Ireland.


Consultation description

Deposits and Securities are two existing alternatives to motor insurance, which were introduced when third party liability motor insurance was made mandatory in 1930.  The removal of these options would require all persons using a motor vehicle or public place to have third party motor insurance.  Although these alternatives have been taken up by a number of companies in Great Britain, no companies have taken up either option in Northern Ireland. The consultation sets out the current regimes and considers the case for their removal.

You are invited to access the document and respond online or alternatively you can send your response to the postal address given.

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